Amortization schedule

An amortization schedule breaks down a loan into individual payments over time, showing the beginning balance, payment amount, interest portion and ending balance for each period. It uses the loan amount, interest rate and term to calculate a fixed payment and track how the balance shrinks with each installment. This makes it easy to see the total interest paid over the life of the loan and plan payments with confidence.

Fill out the amortization schedule right here online, open it in a free desktop app to edit it, or download it as an XLSX - just use the buttons below.